Illinois roof claims,
done by the book.
Illinois has strict consumer-protection law around storm and insurance work — and most storm-chasers ignore it. We don't. Don spent five years as a Licensed Public Adjuster in Illinois and documents every Chicagoland claim to carrier scope, the legal way.
Why the legal way is also the way you get paid.
In a lot of states, roofers compete on who will promise to eat your deductible. In Illinois, that promise is illegal — and the contractor who makes it is exposing your claim, not helping it. The roofers who win here win on documentation, not gimmicks.
That is exactly the ground Don plays on. Five years as a Licensed Public Adjuster taught him what an Illinois carrier expects in an estimate, what they quietly leave off, and how to argue every line item back on — within the rules. The result is a claim that holds up and a home restored to pre-storm condition.
We provide the required Illinois consumer-rights disclosures up front, write an itemized contract before any work starts, and keep the number on the proposal equal to the number on the invoice.
Storm-claim help across the suburbs.
Roof claims in Illinois, answered.
Is it legal for a roofer to pay or waive my deductible in Illinois?
No. Under Illinois law (815 ILCS 513), a contractor cannot advertise or promise to pay, rebate, or absorb your insurance deductible — and waiving it is treated as insurance fraud under 215 ILCS 5/155.36. Any roofer offering a 'free roof' or '$0 out of pocket' is putting your claim at legal risk. We never do it. On a covered claim, most homeowners pay only their deductible, and our job is to make sure the carrier pays for everything else.
What does Illinois require my contractor to give me before signing?
For any home-repair job over $1,000 — which covers virtually all roof work — the contractor must provide the Illinois 'Home Repair: Know Your Consumer Rights' brochure and a written contract with clear terms before work begins (815 ILCS 513/20). We handle this as standard.
My Illinois carrier underpaid the claim. Do I have any recourse?
Often, yes. Illinois law (215 ILCS 5/155) gives homeowners remedies when a carrier delays or denies a claim unreasonably. The first step is complete documentation — the right storm date, full scope, and the line items carriers routinely leave off. Don worked these from the adjuster's side for five years and knows where an underpayment is soft.
Which Chicagoland areas do you serve for storm claims?
We document and coordinate roof, siding, and gutter claims across DuPage, Cook, Kane, and Will counties — including Naperville, Oak Park, Hinsdale, Wheaton, Aurora, Schaumburg, and the surrounding suburbs.
Tell us about
your home.
Free, no-obligation inspection. We'll be in touch inside one business day — Don will be there.
- Inspection inside 48 business hours
- Written photo report inside 24 hours
- No high-pressure follow-up. Ever.